At LMP, we know the festival world can be unpredictable. According to the Guardian, the UK festival scene is expected to face a ‘really tough’ year in 2025. With rising costs, fewer headline acts, and growing operational challenges, the upcoming year is shaping up to be a tough one for event organisers. But when the stakes are high, we’re here to make one thing simple: the insurance that works for you and keeps your show on the road.
We understand that live event insurance isn’t the most exciting part of planning a festival. It can feel complex, overwhelming, and far removed from the creativity and passion that drive your event. That’s why we make it our mission to take the hassle out of the process. When the world feels uncertain, we ensure you’re covered, so you can focus on what really matters — delivering an unforgettable experience for your audience.
Understanding the Pressures Festivals Face
You are in the business of creating unforgettable memories for thousands, this comes with significant and often overlooked demands. Rising inflation and increased costs for equipment, venues, and artists are putting unprecedented pressure on budgets. Add to that the initial difficulty of securing big-name acts that will attract crowds and you’ve got a perfect storm of challenges for event organisers.
And yet, audiences will still expect the same seamless experience they’ve had in the past; if this isn’t delivered, reputations can be damaged — names are easy to ruin in this business, and costly to rebuild. High-quality performances, top-notch amenities, and unforgettable moments must remain the standard. Meeting those expectations, while balancing financial constraints, is no easy feat, and we know better than most that there is a lot that could go wrong and cost your show.
That’s why we, at LMP, help you navigate these challenges with ease, making sure you are getting the bespoke insurance coverage your event needs.
Simple Insurance Solutions for Complex Situations
We specialise in providing straightforward insurance solutions for festivals and live events. We understand your world and the risks you face, and we’re here to help you prepare for the unexpected and help you tackle any arising issues with confidence. Here’s how we do it:
1. Tailored Coverage for Your Event
Every festival is unique, meaning so are the risks. Whether you’re worried about last-minute cancellations, unpredictable weather, or public liability, we’ll design a policy that fits your specific needs. No unnecessary extras, no confusing jargon, just the coverage you need, explained simply and clearly.
2. Cash Flow That Works for You
We know that organising a festival is a financial balancing act, especially in the early planning stages. We work with your budget, getting your event the best protection without adding unnecessary strain to your finances.
3. Clear Guidance, Every Step of the Way
Although insurance can feel complicated, it doesn’t have to be. At LMP, we keep things clear. You also have an individual broker assigned to you, that you can contact at any point, to make sure you are supported every step of the way.
From the moment you get in touch, we walk you through the process and handle the details, giving you more time to focus on your event.
4. Support When You Need It Most
Things don’t always go as planned, and when they don’t, we’re by your side. If you need to make a claim, we ensure it’s handled quickly and efficiently. No stress, no unnecessary delays, just the help you need when you need it most.
Why Live Event Insurance Matters More Than Ever
Festivals are big investments, and the risks are real. Whether it’s a sudden downpour, a supply chain issue, or an artist cancellation, unforeseen events can disrupt even the best-laid plans. Having the right insurance in place gives you the confidence to move forward, knowing you’re protected if something goes wrong.
We make sure your policy does what it’s designed to: protect your event and give you peace of mind. No complicated processes and no surprises — simply straightforward support that lets you focus on the main event.
Making 2025 a Better Year for Festivals
When times are tough, simplicity takes centre stage. We’re here to ensure your insurance is one less thing to worry about, so you can concentrate on creating a festival your audience will love.
We know the projections about festivals look a bit grim this year, but we want to help minimise the estimated risks as much as possible so these incredible live music events can be enjoyed as they are meant to be. If you’re planning or representing a festival in 2025, get in touch. We’ll create an insurance solution that works for you, keeps things simple, and ensures you’re ready for whatever comes your way.
Ready to Get Started?
Reach out to us today, and let’s make insurance the easiest part of your festival planning.
Here at LMP, we believe in the future of festivals and want to ensure that everyone has the opportunity to enjoy and create spaces for live music entertainment for years to come.