The 2025 festival season is here, and while attendees are gearing up for unforgettable moments, organisers are bracing for a storm of challenges. Rising costs, unpredictable weather, and last-minute disruptions are making it harder than ever to keep festivals afloat. In 2024 alone, 72 UK festivals were cancelled, postponed, or shut down entirely. For organisers, the stakes have never been higher.
So, how do you ensure your show goes on?
Enter FestiFLEX – the game-changing insurance solution designed to protect festivals against the unexpected.
The Reality Behind the Scenes
For festival-goers, it’s all about the music and memories. But for organisers, every event is a high-stakes balancing act. From tighter budgets and extreme weather to artist cancellations and security threats, even one setback can spell financial disaster. Traditional insurance policies often fall short with rigid terms, high upfront costs, and exclusions, like pandemic-related losses, leave organisers vulnerable.
Why Traditional Policies Fall Short
Festival insurance has always been a key part of risk management, but traditional policies have become increasingly rigid and expensive – out of the budget reach of many festival organisers.
This lack of flexibility and coverage has forced festival organisers into a difficult position So, what’s the alternative?
Meet FestiFLEX: Insurance Reinvented
LMP has reimagined festival insurance with FestiFLEX, a first-of-its-kind solution tailored specifically for festivals. Here’s why it’s a game-changer:
- Flexible payments: spread costs over manageable instalments to ease cash flow pressures
- Comprehensive cover: includes cancellation protection, terrorism & civil commotion as standard, and optional pandemic coverage (a rarity in the industry)
- 24/7 support: expert guidance whenever you need it
Why Choose LMP?
With decades of experience in live event insurance, we’ve seen it all – from extreme weather shutdowns to artist no-shows. FestiFLEX was invented to address real-world risks head-on. Our mission is simple: to help festival organisers plan with confidence and protect their events from the unexpected.